Quick & Easy
Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.
No Hidden Fees
What you see is what you pay. There are no late fees, prepayment fees, or hidden costs.
Flexible Payments
Choose the payment schedule that works for you, from 3, 6, or 12-month financing options.
Rates from 0-36% APR. Payment options are provided by Affirm, Klarna, and Afterpay. All financing options are subject to eligibility check and may not be available in all states. Terms, down payment requirements, and repayment options vary depending on purchase amount and provider.
Ride Now Pay Later
With Affirm, Klarna, and Afterpay, you choose exactly how much you want to pay and when. Flexible payment options let you pick a schedule that works with your budget.
Pay in 4
Split the cost of your purchase into 4 payments, paid every 2 weeks. Just more time to pay for the things you love.
Pay in 30 days
Shop now and get the flexibility to pay up to 30 days later. With Affirm, Klarna, and Afterpay you can get it now and pay it later. Interest-free.
Pay Over Time
The easiest way to make a larger purchase more manageable over time. Affirm, Klarna, and Afterpay all offer flexible financing plans, with Klarna providing options from 6–24 months.
How to use Affirm
1. Fill Your Cart
Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.
2. Choose How You Pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree upfront.
3. Pay Over Time
Make payments at affirm.com or in the Affirm app. You’ll get email & text reminders.
How to use Klarna
1. Fill Your Cart
Choose Klarna at checkout—Pay in 4 won’t affect your credit, and monthly plans may require a credit check.
2. Choose How You Pay
Choose Klarna at checkout—Pay in 4 won’t affect your credit, and monthly plans may require a credit check.
3. Pay Over Time
Make payments in the Klarna app or online. You’ll receive automatic reminders, so you never miss a due date.
How to use Afterpay
1. Fill Your Cart
Select afterpay at checkout, then enter a few simple pieces of info for a real time decision.
2. Choose How You Pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree upfront.
3. Pay Over Time
Make payments at afterpay.com or in the afterpay app. You’ll get email & text reminders.
FAQs
Do I need to pay the full amount upfront?
No. With our financing partners, you can split your purchase into smaller payments instead of paying the full amount at once.
Do I need a credit card to use Affirm?
No. Affirm can use your debit card or bank account. A soft credit check may be performed, which does not affect your credit score.
Will checking eligibility affect my credit score?
Most providers use a soft credit check for approval, which typically does not impact your credit score. However, payment activity may be reported depending on the provider and plan.
Can I pay off my plan early?
Yes. Most financing plans allow early repayment without penalties, but terms vary by provider.
Can I change or combine payment methods?
No. Each order can only use one financing provider, and payment methods cannot be combined.
Are there any fees or interest?
It depends on the payment plan you choose. Some plans may be interest-free, while others may include interest or fees. All details are shown clearly before you confirm your purchase.
How does financing work?
Simply select Affirm, Klarna, or Afterpay at checkout. You’ll complete a quick approval process, and if approved, your total will be split into easy installments over time.
Will checking my eligibility affect my credit score?
Most providers perform a soft credit check when you apply, which typically does not affect your credit score. However, Affirm, Klarna, and Afterpay may report payment activity depending on your plan and region.
Is financing available in all states?
Financing availability depends on the provider and your location. Affirm, Klarna, and Afterpay are not available in all regions or for all orders.
Know more about Affirm privacy policy
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